Diverse Financing Solutions Tailored for Every Project

Discover a variety of hard money loan programs designed for investors and brokers.

An image showing a house at various levels of construction and rehabilitation.
Bridge Loans

Bridge Loan: Seamless Funding for Transitional Needs

Ideal for investors looking for interim financing, these loans provide the necessary funds to move forward without delay. Whether you’re awaiting the sale of a property or need immediate cash flow to snap up a new opportunity, our bridge loans offer quick, reliable funding to keep your projects on track.

Quick Disbursement: Access funds rapidly to take advantage of market opportunities as they arise.

Flexible Terms: Tailor your loan to match the timeline of your sales and purchases, reducing financial strain.

Streamlined Process: Enjoy a simple, hassle-free application and approval process to get your funds faster.

An idyllic home that has been freshly renovated.
Bridge Loan Details*

Loan Types: Purchase, Refinance, Equity Cash Out
Property Types: Residential, Multifamily
Loan Amounts: $85,000 to $3,000,000
Loan-to-Purchase Price: Up to 80%
Cash-Out Refinance: Up to 65%
Minimum FICO Score: 680
Term Length: 1 to 18 months
No prepayment penalty
Valuation required
*Details subject to change. Please contact us for more information.

A house that will benefit from a fix and flip loan
Rehab Loans

Rehab Loan: Revitalize Your Investments

Tailored for renovation and repair projects, these loans are perfect for investors aiming to increase property value through improvements. With fast disbursals and flexible terms, our rehab loans ensure you have the capital to revamp and enhance your real estate swiftly and efficiently.

Enhanced Property Value: Invest in improvements that significantly increase the market value of your properties.

Rapid Funding Access: Quickly receive the funds you need to start renovations without costly delays.

Fast Draw Processing: Funding typically available within 24 hours after inspection.

Rehab Loan Details*

Loan Types: Rehab Fix & Flip, Fix & Hold
Property Types: Residential, Multifamily
Loan Amounts: $85,000 to $3,000,000
Loan-to-Cost: Up to 85%
Construction Holdback: Up to 100%
Loan-to-ARV: Up to 70%
Minimum FICO Score: 680
Term Length: 1 to 18 months
Experience Requirements: 2 rehab projects completed in the past 24 months
No prepayment penalty
Valuations required (As-Is & ARV)
*Details subject to change. Please contact us for more information.

Ground-Up Construction Loans

Ground-Up New Construction Loan: From Design to Build

Designed for new construction projects, these loans provide you with the resources needed to confidently manage your new construction project. Benefit from our streamlined funding process that supports your construction timeline, helping you turn blueprints into real assets with ease.

Extensive Financial Solutions: Our loans empower you to tackle your new construction project with ample resources at your disposal.

Adaptable Loan Structures: Customize your financing to match the project milestones and cash flow requirements.

Efficient Project Launch: Accelerate your construction timeline with quick loan approvals and fund disbursement.

A house under construction.
New Construction Loan Details*

Loan Types: Ground Up Construction / Heavy Rehab
Property Types: Residential, Multifamily
Loan Amounts: $85,000 to $3,000,000
Loan-to-Value: Up to 70% (completed value)
Loan-to-Cost: Up to 85%
No land purchases or horizontal development
Minimum FICO Score: 680
Term Length: 1 to 18 months
Experience Requirements: 2 similar project completed in the past 24 months
No prepayment penalty
Valuations required (As-Is & ARV)
*Details subject to change. Please contact us for more information.

Commercial Loans

Commercial Loan Program for Real Estate Ventures

Our Commercial loan program offers competitive rates for investors looking to fund commercial real estate ventures. With Exclusive REI, you can access the funding you need to take your commercial projects to the next level.

Loan Features

Competitive rates and terms tailored to your commercial real estate needs.

Benefits

Access to personalized support from our experienced team of professionals.

A small, modern commercial office on a historic downtown street.

Flexible Loan Programs for You

Discover our range of loan programs designed to meet your needs.

FAQs

Find answers to common questions about loan terms, the application process, and the services we offer.

Who will Exclusive REI lend to?

Exclusive REI will lend to business entities.

What states does Exclusive REI lend in?

EXCLUSIVE REI is Currently lending in AZ, CA, CO, CT, DE, FL, GA, KS, MD, MA, MO, NJ, NC, OR, PA, RI, SC, TN, TX, VA, WA, WV

Does Exclusive REI require appraisals?

Yes, Exclusive REI requires an appraisal to show the As-Is & ARV, and in some cases rental comps are required – A BPO may be used on a case-by-case basis.

Do I need to use an approved closing attorney?

Yes, Exclusive REI requires that you use one of our approved closing attorneys.

Does Exclusive REI charge an origination fee?

Exclusive REI charges an origination fee of 1.5% for ground up new construction loans due at closing – with the option to be waived for Dutch-Interest loans.

Does Exclusive REI charge any lender points or underwriting fees?

Exclusive REI will charge up to 1 point of the total loan amount due at payoff for servicing and monitoring the loan. We charge a flat underwriting fee that is paid at closing per loan.

Who oversees draw requests?

Exclusive REI will oversee the draw request.

How do I get approved to broker loans with Exclusive REI?

Please email contact@exclusivereicapital.com and someone from our team will help you get started.